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Privacy Policy
In accordance with the Financial Conduct Authority’s Money Laundering Regulations 2017 (MLR 2017), we are required to verify your identity before disbursing any microloan funds. This process entails validating the personal details you have provided and, where necessary, reviewing approved identification documents. All information is transmitted via secure, encrypted channels, and the check is normally completed within a few minutes to ensure full regulatory compliance.
1. Information We Collect
1.1. Personal Information: We collect information
that you voluntarily provide when registering, requesting a loan, or communicating with us.
This information includes, but is not limited to: full name, email address,
phone number, postal address, banking details (for fund transfers), and personal
identification information and verification documents.
1.2. Usage and Technical Information: Automatically,
our website collects technical and usage data, such as IP address,
browser type and version, pages visited, duration of visit, interaction with
content, and data derived from cookies and similar technologies.
2. Use of Information
The collected information is used to process and manage loan applications,
personalize and improve the user experience, communicate about updates and promotions,
perform analysis and statistics to optimize our services, and comply with
legal and regulatory obligations.
3. Cookies and Similar Technologies
We use cookies and tracking technologies to improve the functionality
of the site, analyze traffic, and personalize the user experience.
Cookies are small files stored on your device that allow us to recognize you
in future visits. You can manage cookie preferences through your browser
settings, although disabling them could affect the site's functionality.
4. Disclosure and Sharing of Data
Your personal data may be shared in the following circumstances:
4.1. With Service Providers: We may share your
information with third parties who provide services on our behalf
(payment processing, data analysis, marketing, and technical support) under
strict confidentiality and security measures.
4.2. For Legal Obligations: In compliance with
current legislation or requirements from competent authorities, we may
disclose your information when necessary.
4.3. Business Transfers: In the context of
mergers, acquisitions, or restructurings, your information may be
transferred to the successor entity, always maintaining the confidentiality
and security of your data.
5. Data Security
We implement technical and organizational measures to protect your
information against unauthorized access, alteration, disclosure, or
destruction. These measures include data encryption, firewalls, and
internal access controls, although no system is completely infallible.
6. Data Retention and Deletion
We will keep your personal data for as long as necessary to fulfill
the purposes for which it was collected, including compliance with legal
obligations. Subsequently, your data will be securely deleted or anonymized.
7. User Rights
You have the right to access, correct, delete, or limit the processing
of your personal data, oppose its processing, and request a copy of your
data in a structured format. To exercise these rights, please contact our
privacy team.
8. International Data Transfer
In certain cases, your data may be transferred to countries outside the
European Economic Area, ensuring adequate safeguards in accordance with
data protection legislation.
9. Third-Party Links
Our site may contain links to third parties, but this policy does not
apply to them. Review the privacy policies of each site before sharing
personal information.
10. Changes to the Privacy Policy
We reserve the right to modify this policy at any time. Significant
changes will be communicated through a notice on the website. Continued use
of the site implies acceptance of such changes.
11. Consent
By using our services, you consent to the processing of your data in
accordance with this policy. If you disagree, we recommend not using our
services.
12. Contact Information
If you have questions or requests related to this policy, please contact us:
- Email: info@microfinancinghub.com
- Phone: +44 207 060 1234
-
Address: 46 Hertford St, London W1J 7DP, UK
This policy is effective from its publication and will remain in effect
until further notice.