MicroFinance - Fast online loans
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Fast loans in 1 to 3 hours, even with negative credit history

Apply now and receive up to €5,000 in your IBAN instantly after approval, and enjoy 15 days without paying interest! No complications.

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Our benefits

Why choose us for your loan

Approval in hours

Decision in 1-3 hours after submitting your application

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100% online

No offices or paperwork, all from your device

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Money to your IBAN

Instant transfer to your account after approval

Bad credit accepted

We approve even with negative credit history

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Satisfied clients
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Loans granted
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% approval rate
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Avg. min. for approval

How it works

Get your money in 4 simple steps

1

Complete the application

Fill out the online form in minutes

2

Approval in 1-3 hours

We review your application quickly, even with bad credit

3

Sign the contract

Confirm with an SMS code or electronic signature

4

Money in your IBAN

Receive the funds instantly after approval

What our clients say

Real experiences from satisfied clients

Amazing service. I needed money urgently and in just 2 hours I already had the loan approved and the money in my account. Incredible.

MR

Martha R.

London

I had bad credit history and had been rejected by several banks. MicroFinance gave me the opportunity I needed.

JL

James L.

Manchester

Simple and quick process. Everything online without the need for paperwork. I recommend it 100% for financial emergencies.

AC

Anna C.

Birmingham

Loan Calculator

Calculate your loan and receive it in your IBAN

1,000 € 3,000 € 5,000 €
7 days 30 days 100 days
Apply now

After approval, the money arrives in your IBAN in minutes

Calculation Results
Loan amount:
3,000 €
Term:
30 days
Interest rate:
0% (Interest-free period)
Amount to repay:
3,000 €
Repayment date:
02.05.2025

Our Location

Visit us at our offices

Frequently Asked Questions

Answers to your most common questions

Can I get a loan with bad credit?

Yes, we approve applications even with negative credit history, as long as you meet the minimum requirements.

How long does approval take?

Approval takes 1 to 3 hours from when you submit your application.

How do I receive the money?

After approval, we transfer the money to your IBAN instantly.

What happens if I don't pay on time?

A penalty of 0.1% daily is applied to the outstanding amount. This may affect your credit history.

Do I need a guarantor or collateral?

No, our loans do not require a guarantor or collateral. We evaluate your ability to pay with alternative methods.

Can I pay off early?

Yes, you can cancel the loan before the due date by paying only the interest for the days elapsed, without penalty.

Money in your IBAN today!

Apply for up to €5,000 now and receive it in 1-3 hours, even with bad credit

Apply now
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